At Beechwood Tiny Homes, we understand that a tiny home is a big decision — and financing can help make it easier. That’s why we work with customers who have good credit and are seeking affordable monthly payments through RV loans or personal loan options.
âś… Example Financing Breakdown
For a home priced at: $84,999
Down payment (10%): $8,500
Estimated loan amount: $76,499
| Loan Term | Est. APR* | Monthly Payment |
|---|---|---|
| 15 years | ~9.49% | ~$800/mo |
| 20 years | ~9.99% | ~$715/mo |
| 23 years | ~10.49% | ~$675/mo |
*Subject to lender approval, based on credit and income. Rates may vary.
🏦 Recommended Lenders
We encourage customers to apply with lenders experienced in RV and tiny home financing such as the following. This is not a complete list as many financial institutions will finance Tiny Homes as RV’s. If you plan to put it on property and secure it more permanently there are even more options with better terms and rates.
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LightStream (SunTrust) – Great for excellent credit; no home certification required
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Essex Credit / Good Sam – RV-specific loans with flexible terms
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Liberty Bank – Offers loans specifically for tiny homes built to RVIA or NOAH standards
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Blue Sky Financial – Works with tiny home builders and buyers directly
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Local Credit Unions – Often offer competitive RV or unsecured personal loan options
🔨 Certification Matters
Our homes are NOAH-certified, meaning they meet rigorous safety and build standards. This makes financing easier and opens the door to longer-term RV loans through many lenders.
đź’¬ Need Help?
We’re happy to walk you through your options or provide any documents a lender may request (floor plan, specs, certification, invoice, etc.).
đź“ž Call us at (833) 333-TINY (8469)
📧 Or email us at sales@beechwoodtinyhomes.com